Trace Ledbetter reflects on the lessons learned from this turbulent and unexpected year.

One of the best ways to celebrate the holidays, and quarantine, is to hunker down on the sofa with some less-than-waistline-friendly (but oh-so-comforting!) snacks and watch classic holiday films. During this indulgent yet justifiable movie binge, viewers may well find themselves immersed in a nostalgic story set in the quaint little town of Bedford Falls, NY. I am, of course, referring to the classic Christmas film “It’s a Wonderful Life,” which follows the story of George Bailey, his family’s business, and a somewhat hapless guardian angel in search of his wings.

COVID-19 has altered borrowing patterns in the automotive industry. State National Executive Vice President Trace Ledbetter discusses what financial institutions can do to proactively protect their portfolio and borrowers.