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Christy Dempsey

Christy Dempsey

Christy Dempsey has been with State National Companies for 15 years, working initially as a Sr. Client Executive based out of Chicago and later Reno before moving into the Director of Client Services role in 2019. Christy graduated from Illinois State University with a Bachelor of Science Degree in Business Administration and a minor in Insurance. Her career includes roles within underwriting, service, and sales spanning 23 years. In her current role she manages 7 Client Executives across 17 states supporting 240 financial institutions.

Recent Posts:

CPI to Blanket: Risky Business

The Hidden Dangers of Abandoning CPI Over the past 50+ years we have seen how unintended consequences often surprise lenders who choose to switch their portfolio protection solution from CPI to a blanket policy. For many credit unions, it seems like a good option — until later down the road when both their number of uninsured borrowers AND their premiums keep rising. Without the monitoring of the loan portfolio that comes with CPI, it has been shown time and again that the number of uninsured borrowers will increase and the credit union’s losses will grow larger. To show how this plays out in a real-world example, one of our current clients* recently worked with us to run a test on their portfolio after they decided to move to blanket coverage, by continuing to track their borrowers' insurance status (to ensure their privacy, we'll call them "Best Lending Institution").

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